Choosing between living on base or off base is one of the biggest decisions military families face. This guide breaks down the key factors to consider, helping you make the choice that best fits your family's needs.
The Financial Picture: Breaking Down the Costs
Understanding the true cost of each option is crucial for making an informed decision.
On-Base Housing Costs
- BAH automatically covers rent
- Utilities typically included
- No security deposit required
- No property taxes
- Minimal insurance needs
Off-Base Housing Costs
Monthly Cost Considerations:
- Rent/Mortgage payment
- Utilities (average $200-400)
- Renter's/Homeowner's insurance
- Security deposits
- Commuting costs
Quality of Life Factors
On-Base Benefits
-
Convenience
- Short commute to work
- Close to base amenities
- Easy access to medical facilities
- Simplified security clearance
- Quick response to emergencies
-
Community
- Built-in military community
